What are overages or excess proceeds? +
When a property is sold at a tax or foreclosure auction for more than what was owed, the extra money is called overages or excess proceeds. This surplus legally belongs to the former property owner or their heirs — not the county.
How do I know if I'm owed money? +
The best way to find out is to submit a Free Claim Review. Our team will research county records and surplus fund databases to determine if unclaimed overages exist in your name.
Is there any cost to submit a claim review? +
No. Our initial claim review is completely free with no obligation. You only pay us if we successfully recover funds on your behalf.
How much do you charge? +
OPM Depot works on a contingency basis. Our fee is a percentage of the amount successfully recovered and is outlined clearly in your service agreement before you agree to anything. You never pay upfront.
How long does the process take? +
Most claims are resolved within 60 to 120 days, depending on the county, state, and documentation required. We'll keep you updated throughout.
What documents will I need? +
Typically, we need proof of identity and documentation connecting you to the property. After your Free Claim Review, we'll provide a specific list based on your situation.
Is this legal? +
Absolutely. Recovering excess proceeds is a legal right protected under state law. OPM Depot helps claimants navigate the bureaucratic process to exercise that right.
What if the property owner is deceased? +
Heirs and estate representatives may still have legal standing to claim overage funds. We work with many families in probate and estate situations.
Do you operate in my state? +
OPM Depot supports claims in multiple states. Submit your information and we'll let you know if your state and county qualify.
What if I'm not sure my property qualifies? +
That's what the Free Claim Review is for. There's no risk and no obligation. Submit your information and we'll research it for you.
Are you licensed or bonded? +
OPM Depot is a registered LLC. Overage recovery services are not required to hold a specific license in most states. We work with licensed attorneys in applicable jurisdictions to ensure every claim is filed properly and in full compliance with state and county regulations.
Do you work with attorneys? +
Yes. When a claim requires legal filing or court petition, we coordinate with licensed attorneys in the relevant state. You are never asked to navigate legal processes alone.
Can I file a claim myself without your help? +
Absolutely. You can contact your county clerk or tax collector’s office directly to inquire about surplus funds from a tax sale. Many counties have a process for former property owners to file claims independently. Our service is for people who want professional help navigating the paperwork, deadlines, and legal requirements.
What happens if my claim is denied? +
If a claim is denied, you owe us nothing — our fee is contingency-based, meaning we only get paid when you receive funds. If there is a valid basis for appeal, we will advise you on next steps at no additional cost.
How do I verify that surplus funds exist for my property? +
You can contact the county clerk, tax collector, or surplus funds department in the county where the property was sold. Many counties also publish surplus fund lists online. We also verify this during our free claim review before any agreement is signed.
What is your fee? +
Our fee is [X]% of the recovered amount. You pay nothing upfront and nothing out of pocket. Our fee is fully disclosed in writing before you sign any agreement, so you know exactly what to expect.