What are overages or excess proceeds? +
When a property is sold at a tax or foreclosure auction for more than what was owed, the extra money is called overages or excess proceeds. This surplus legally belongs to the former property owner or their heirs — not the county.
How do I know if I'm owed money? +
The best way to find out is to submit a Free Claim Review. Our team will research county records and surplus fund databases to determine if unclaimed overages exist in your name.
Is there any cost to submit a claim review? +
No. Our initial claim review is completely free with no obligation. You only pay us if we successfully recover funds on your behalf.
How much do you charge? +
OPM Depot works on a contingency basis. Our fee is a percentage of the amount successfully recovered and is outlined clearly in your service agreement before you agree to anything. You never pay upfront.
How long does the process take? +
Most claims are resolved within 60 to 120 days, depending on the county, state, and documentation required. We'll keep you updated throughout.
What documents will I need? +
Typically, we need proof of identity and documentation connecting you to the property. After your Free Claim Review, we'll provide a specific list based on your situation.
Is this legal? +
Absolutely. Recovering excess proceeds is a legal right protected under state law. OPM Depot helps claimants navigate the bureaucratic process to exercise that right.
What if the property owner is deceased? +
Heirs and estate representatives may still have legal standing to claim overage funds. We work with many families in probate and estate situations.
Do you operate in my state? +
OPM Depot supports claims in multiple states. Submit your information and we'll let you know if your state and county qualify.
What if I'm not sure my property qualifies? +
That's what the Free Claim Review is for. There's no risk and no obligation. Submit your information and we'll research it for you.