We handle a range of surplus fund recovery cases across the United States.
When a property is sold at a tax deed auction for more than the outstanding tax debt, the excess funds — called surplus or overage — belong to the former property owner. Counties hold these funds, often without notifying the rightful owner.
If a foreclosed property sells at auction for more than the mortgage balance and fees owed, the surplus belongs to the former homeowner. Lenders and servicers are not required to notify you.
When a mortgage lender forecloses and the sale price exceeds the total debt (including fees, penalties, and liens), the remaining funds are held by the court or county. Former owners and their heirs may be entitled to claim them.
Properties sold to satisfy HOA liens or other municipal liens can generate surplus funds if the sale price exceeds the lien amount. These overages follow the same recovery process as tax sale surplus.
If the original property owner is deceased, their legal heirs may be entitled to unclaimed surplus funds. Heir claims require additional documentation (death certificates, probate records) but are fully recoverable.
Start your free claim review and our team will identify the claim type and confirm eligibility — at no cost.
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